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Category: Investor

One of the ironies of retirement is that the people who have diligently saved the most amount of money for it are generally the ones who are most reluctant to spend what they have saved. David Giertz, a registered investment advisor, says that he often comes across people who have a really hard time transitioning from carefully saving their money to actually using that money in retirement to pay for bills and enjoy their lives.

David Giertz offers his advice which is that you should enjoy your retirement and you can do so responsibly when talking about your finances. Create a budget that is sustainable and live on the money that you had earmarked for spending once you stopped working. He recognizes that flipping that switch from saving to spending is a hard one but he says that was the entire purpose of saving and investing the money to begin with. He says that retired people who saved over the course of their careers have more than earned the right to have entertainment and joy in their lives and they shouldn’t let their fear of spending money get in the way. As long as you’re responsible about the spending it’s ok, he says.

David Giertz has spent his entire career in the financial industry, helping people save for retirement as well as the other financial goals they may have. He also has developed and offered insurance products in case things go wrong such as life insurance. Additionally, he has advised clients on how annuities can fit their individualized needs.

As an executive in the financial industry, David Giertz most recently was a president at Nationwide Financial. He led this company’s sales and distribution division and under his leadership he grew that divisions value from $11 billion to almost $18 billion.

Igor Cornelsen is one of the known people all over the world due to the skills that he has in the sector of investment, also due to him helping other upcoming entrepreneurs to know the better strategies of investing. His knowledge and experience have enabled him to direct and come up with the innovative method in the investment industry. He as well advises his clients to always go for stocks which are damaged the reason behind these is they are cheaper and the individual can make more income and it is long lasting in the investment sector. One of the organizations that he has developed is Brainbrige Inv Inc he acts as the manager at the organization and also other organization in Brazil. One of the main principles the Igor Cornelsen always abide by is to always make his clients happy through always attending to them first before any other activity. Lastly, the main thing that he makes the organization to always prosper he provides better management in the organization that motivates the staff member to always work hard and also through providing them with better environs to work also makes them put more effort into their daily activities.

Many people who want to invest due to them wanting to make more money but he always advises many people to have enough knowledge about investing because it is not really easy to start investing. He as well directs a lot of upcoming investors how to make more money with low risk of losing money. He as well likes to explore all over the world and meet with other investors whereby they are able to share ideas to establish their business.

Through not losing money as an investor is one of the best ways which will make an investor be successful. Also, an investor should stop investing if the money that one gets is little that the money invested. The vital law of investing is to always not lose cash because investing its all about making more money. Through beginning to invest early is advantageous because one is able to make more profit and start other business.

Vincent Parascandola first began his rise to high acclaim back when he attended the Pace University where he devoted his time to working hard on his studies so that he could achieve his Bachelors in Science in the area of Computer Science upon his graduation from the university. Upon his acceptance of his degree Vincent went on to pursue his professional career through the act of taking on a position as the Systems Analyst for the Irving Trust Company back in the year of 1986 where he stayed for the following two years before leaving to join the company Prudential Insurance as an agent of the firm where he stayed for another two years of his professional career before taking things to the next level when he left in the year of 1990 when he went on to become Financial Professional for The MONY Group. Finding himself in a place where he could finally take his many skills to their fullest potential through the process of building up his portfolio within the company of The MONY Group through out his next 15 years working at the company. After three years as their financial Professional, Vincent Parascandola was promoted to the role of Sales Manager which he worked as for the next four years before again adopting a higher up position when Parascandola became Managing Director where he again stayed before the Field Vice President over the entire company of The MONY Group for seven years from 1998 through till 2005 when he left The MONY Group to join the team at AXA Equitable in May. Almost three years on from his first role in AXA Equitable as the Executive Vice President, Vincent Parascandola took on a job as the President of the Advantage Group and then later became the President over the Northern Division before later becoming the President of the Continental Division in July of 2009. Three and a half years later Vincent took on a second role in the Continental Division of AXA Equitable when he became CSO. Today he is the Senior Executive VP over AXA US.


Warren Buffett may have made a killing by sticking to passive indexes, not everyone agrees with his approach.

Following a challenge Buffett issued several hedge fund managers, where he wagered he could earn more than they could by sticking to S&P 500 passive index funds, investor Tim Armour pointed out that this strategy isn’t the most sound for increased returns.

Buffett’s success isn’t in question, only his methodology. In a recent op-ed, Armour pointed out that in order to secure returns investors shouldn’t worry so much about active and passive indexes. As market activity changes so do the potential for returns from either. Instead, investors, particularly those entering into the market for the first time, should look to fund managers and how much they’re invested in their own funds.

For Armour, this shows increased confidence in any particular fund’s ability to not only return to investors but to do so at an average that exceeds index benchmarks. It’s a method of investment Armour has himself applied at Capital Group Companies and he claims to have averaged 1.47% higher on benchmarks for his returns after fund expenses are factored in.

With the retirement population set for a boom with more people holding 401(k)’s than perhaps any other time, new investors are vulnerable to predatory practices by unscrupulous fund managers. Armour says to look out for these characters and identify the ones that stand to gain or lose with the success or failure of their own funds.

Like Timothy Armour on Facebook.

About Timothy Armour

Timothy Armour holds a Bachelor’s Degree in Economics from Middlebury College, which allowed him to transition to a career with Capital Group Companies.

Three decades of experience managing finance and investment, and learning about major developments in telecommunications, Armour was named Capital Research and Management Company’s Director and Principal Executive Officer.

Learn more about Timothy Armour at http://www.investmentnews.com/article/20150729/FREE/150729863/capital-group-parent-names-armour-chairman-replacing-rothenberg

Jeffrey’s Background


Jeffrey Schneider currently resides in Austin, Texas. He received his undergraduate BSc degree from the Amherst campus of the University of Massachusetts. After graduating, Schneider joined the financial services industry. Over the years, he gained unmatched experience by serving in several prominent investment firms.


Owing to over 20 years of experience, Jeffrey is a renowned financial consultant. Jeffrey understanding of alternative investments grew slowly, but surely, as he worked in the industry. He applied the knowledge and found Ascendant Capital, an internationally acclaimed alternative investment firm.


Ascendant Capital LLC


This enterprise primarily focuses on assets that fall within alternative investments, including real estate and private equities. Its priority is to appreciate the value of the property before selling them on. The company is aiming to attain maximum profits while spreading the risk across different assets.


Clients present their needs to the firm, which absorbs them and then issues appropriate advice. Moreover, Ascendant Capital consults customers on asset management and assists them in disseminating their goods to important markets.


In its short period of existence, the firm has witnessed an exponential growth. Credit has to be given to Jeffrey Schneider, whose archetypal governance has made this improvement possible. Revenues have soared, hitting the mercurial $1 billion mark within a short time. Over that period, the company has created employment for thirty people, up from the two pioneers.


Ascendant Capital is determined to offer individual treatment to each investor in their portfolio. Additionally, they provide post-sale support and education to their customers. As a result of this initiatives, the firm’s clientele is increasing every day. Statisticians have approximated a monthly revenue of $50 million within the year if the current rate remains constant.


Jeffrey Scheider is a role model to his employees. By working hard, he sets a positive template which his workers strive to match. Hard work translates into quality output which in turn, act as a client magnet.


Pastimes Activities


Jeffrey works hard, but he plays even harder. He actively participates in marathons and triathlon events. He is also a strict dietician and a travel enthusiast as demonstrated by his social media profiles, where he posts pictures of various scenic destinations.