A good number of Americans have gotten into the habit of living simple and inexpensive lives in order to save for their retirement. While many people manage to accumulate huge amounts of money by the time they retire, they are still unable to live happy and fulfilling lives because of their inability to break the habit of living frugally. But according to David Giertz, people need to spend their savings on more than just basic needs in order to really enjoy their retirement. This can be achieved through discipline in deciding how to spend one’s savings and budgeting wisely so that the savings can take them through their retirement years and even have enough left in case they would like to leave some for their heirs. Budgeting also gives one peace of mind as they can spend money without having to worry about exhausting their savings.
About David Giertz
David Giertz is an expert financial consultant who has worked in the financial services industry for more than 3 decades. He is an alumnus of the University of Miami and Millikin University. He started out as a financial advisor at Citigroup before moving to Nationwide.
David worked with the Nationwide group for several years and held a number of leadership positions while there. He served as the president of the sales and distribution organization for about three years and the division grew tremendously under his leadership. His experience and expertise in the industry is simply unmatched.
Retirement should not be a gloomy experience where you just sit back and watch the days fly past. After living frugally for most of your adult life, it is a great time to reward yourself with a world tour or whatever else you have always fancied doing. By following David Giertz’s advice on retirement saving, you can have a very fulfilling life after retirement.